Saij Elle’s courses are designed specifically for women, taking into account their unique challenges such as: the wage & wealth gap, time-constraints, and systemic biases that keep women vulnerable and at the mercy of a sometimes rigged financial industry.
Saijal brings 20+ years of in-depth financial planning, economic and investment experience to her programs and community so you can build the right knowledge and skills with ease.
Saij Elle’s courses are for you if:
You’re tired of spinning your wheels, don’t have a ton of time to learn on your own AND are not in a position to spend $4000 or more on a financial advisor who may or may not meet your needs.
You’re willing to invest just a bit of time in the process and commit to learning.
You’re ready to check self-judgement and past mistakes at the door; because there’s only going forward and upward, and our community is here to encourage you.
We’ve reviewed dozens of courses and have received feedback from women like you on what worked and didn’t and what challenges they had.
That’s why we’ve designed our courses differently.
Our courses take a holistic approach. Saijal teaches you the knowledge and skills so you can apply what you learn to your personal situation, she offers worksheets and checklists to help you reinforce what you learn and build a plan, you have access to a private community to get support and accountability, and there’s a lot of financial behavioural science applied to the learnings to vastly increase your chances of success.
You can. You will find thousands of articles on budgeting and investing as well as other topics.
However, we found that most people feel overwhelmed, busy, and are not sure who to trust or seek advice from. So, the majority don’t do anything at all or manage their money incorrectly (sometimes without realising it).
Saij Elle’s courses taps into 20+ years of research, studying, and practical experience Saijal has gained through her career and then synthesizes it into a handful of relentlessly pragmatic and impactful lessons so time-starved women like you aren’t wasting energy deciphering through information – some of which may not be credible.
Strictly Money is a time-efficient way of achieving financial mastery and building your unique plan – with support.
The program is designed so you can learn without a lot of support.
However, we understand that you may have specific questions or get stuck, or need encouragement or want to share and learn from other like-minded women.
That’s why we strongly encourage you to participate in the private community so Saijal and other participants can support you. This is also where she’ll post additional content, tips and often hosts live events to help you build on what you learn.
In addition to this, you have the option to set up a 1:1 coaching call with Saijal to get confidential support.
All the concepts in our courses are 90% universal with the exception of certain terminologies. Our enrollees come from different regions of the world (U.S., Canada, U.K., Australia, Singapore & Hong Kong) and so we do our best to address their different circumstances within the courses and certainly in the community through targeted content and discussion groups.
We don’t want you to be unhappy, and we will do our best to address your concerns.
We encourage you to check the return policy for your specific course as they vary.
Note that we have a no refund policy for our monthly membership subscriptions. However, you can cancel at any time by logging into your Profile -> Billing -> Subscriptions.
Strictly Money FAQ
Strictly Money is uniquely designed for women and uses Saijal’s proven 360 Financial Freedom Framework so you amplify your chances of succeeding.
This is for women who are truly ready to prioritize their financial well-being -properly & holistically; that is…build confidence, save more, cut debt, learn to invest to build wealth, learn how to protect their wealth and/or leave a legacy.
It’s for you if:
- You’re tired of spinning your wheels, if you don’t have a ton of time to learn on your own AND are not in a position to spend $4,000 and more on a financial advisor who may or may not meet your needs.
- You’re willing to invest in the process and commit 30 hours of your time to the program. There are no short-cuts to learning financial skills and putting a plan in place, however the program is designed for maximum learning in minimum time.
- You’re ready to check self-judgement and past mistakes at the door – because there’s only going forward and upward, and our membership community is here to encourage you.
The program may not be for you if:
- You already have a holistic financial plan in place (investment strategy, retirement plan, estate plan etc.,)
- You’re looking to day-trade your investments or gamble with your financial future.
- You’re not willing to put in some work and time.
- You want to stay small and comfortable.
Through Strictly Money we will show you proven strategies to cut your debt and save easier – as it’s an important foundation to building sustainable wealth.
But we know to achieve financial freedom, that’s not enough.
That’s why we developed the 360 Financial Freedom Framework so that not only will you save money, you’ll learn and put a plan in place for other important aspects of wealth planning such as how to make sure your investments are working for you to reach your goals, and how to protect your hard-earned savings.
By far investing is the biggest priority for women. That’s why our program has dedicated two entire modules to investing. You’ll learn how to create your own portfolio suited for your life goals, risk tolerance and experience; the key rules to investing; how to evaluate stocks and other assets; how to pick mutual funds and ETFs, and how to decide whether to DIY, use a robo-advisor or find an advisor.
The first two modules leading up to the investment modules are there so you build the right financial freedom framework (Ignoring the foundation, winging it, and improvising is why so many people fail).
The 5th module, after the investment modules, is designed so put a plan in place to protect your wealth.
We don’t want you to be unhappy.
If you’re at all unsatisfied with the course, you can reach out to us within the first 25 days of your course purchase and we’ll give you a refund if less than 25% of the course has been completed.
All refunds will have a $25USD processing fee to cover the transaction cost by the vendor.
You will find thousands of articles on budgeting and investing as well as other topics. There are hundreds of books out there as well.
The challenge that millions of people have is they don’t know how to apply the information they learn to their own life. They’re also not sure who to trust because there’s so much contradictory information available. And the majority of people don’t have hundreds of hours to spend. Otherwise they, like you, would have already had a plan in place.
Strictly Money not only taps into 20+ years of research and practical experience Saijal has gained through her career, she’s synthesized it into a handful of relentlessly pragmatic and impactful modules so time-starved women like you aren’t wasting energy deciphering through information – of which some may not be credible.
Her 360 Financial Freedom Framework is a time-efficient way of achieving financial mastery and building your unique plan so you succeed with Saijal supporting you.
Many women have told us the lessons provide a wealth of information, but what’s really catapulting their knowledge and confidence is the Strictly Money private community.
This is where they can safely ask questions and engage with Saijal and other members, get exclusive content and a curation of articles, podcasts, books and media to enhance their knowledge.
Plus Saijal runs regular Ask Me Anything live sessions and discusses topics beyond what’s taught in the program.
It is also a place of accountability so you stay on track and get your 360 Financial Freedom blueprint in place.
We’ve reviewed dozens of courses and have received feedback from women like you on what worked and didn’t and what challenges they had.
That’s why we’ve designed Strictly Money differently.
This program is the only holistic financial program available, taught by Saijal who has 20+ years of in-depth well-rounded financial experience, so you learn all aspects of managing your money through her trademarked 360 Financial Freedom Framework.
In fact, we challenge you to find a program like ours with an equally experienced and renown instructor like Saijal out there, AND for the price we offer it at.
Our aim is to teach women like you the financial skills and know-how so you’re in the top 10% of people with this precious knowledge!
You’ll learn more than many financial advisors! Really!
We also recognized that knowledge is not enough. That’s why there are more than enough worksheets to help reinforce takeaways, but also help you to take action.
PLUS, there’s a private community through the membership so that you can get even more support, whilst learning in your own time.
Our program doesn’t use jargon and complicated terminology that the financial services industry does.
We explain concepts in a relatable way so you can apply them to your unique circumstances. We are confident that you’ll walk away armed with lots of knowledge and ready to take action!
Check out our Google reviews and you’ll see what other beginners had to say!
The program is designed so you can build the financial know-how without a lot of support.
However, we understand that you may have specific questions, get stuck, need accountability or even want to share and learn from other like-minded women.
That’s why we encourage you to participate in the private membership community so Saijal and other participants can support you.
This is also where she’ll post additional content and host live events to help you build on what you learn.
In addition to this, you have the option to set up a 1:1 coaching call (25% discount for members) with Saijal to get confidential support.
Strictly Money is designed to take 8-10 weeks (approximately 30 hours) to complete comfortably.
However, we know life can get hectic, so once you’ve enrolled in Strictly Money, you’ll have 6 months from the registration date to complete the program.
We want to motivate you to prioritize the program and your finances, plus learn the right tools and building blocks while it’s fairly fresh and top of mind.
But the great news is that if you need more time, you can get continued access to the course & 360 Financial Freedom Framework, and the private community through our low monthly membership. You can cancel anytime!
The program is designed so you learn all the financial essentials and get the support you need to create your unique plan in about 10 weeks (with plenty of extra time provided).
We also wanted to keep the cost of the program reasonable while ensuring you get the results you need. Instead of charging thousands of dollars to cover our program and support costs for lifetime access, we believe a better option was to let enrollees decide how long they want to stay in the program through a low-cost monthly membership model if it’s needed.
All the concepts in this course are 90% universal with the exception of certain terminologies, retirement and tax schemes. However, those are important AFTER you’ve learned the foundations of personal finance.
Our Strictly Money enrollees come from different regions of the world – namely the U.S., Australia, New Zealand, U.K, Hong Kong, Singapore & Canada and so we do our best to flag and address different considerations within the course. In addition, we provide targeted information for those in certain countries through the membership community.
When you buy any of Saij Elle’s programs or courses, you will automatically have access to the private membership community where you can ask Saijal questions, get exclusively curated content, tips and resources, and join discussions that will enhance your learning. PLUS MUCH MORE!
Your access to the community will be free for a specified amount of time (based on the type of program or course you’ve purchased) after which you’ll pay a low monthly fee for the membership.
You will also get continued access to your courses after its expiry date as part of your membership.
No problem at all!
You can cancel your membership at any time by logging into your account.
Navigate to your profile at the top right hand side -> Billing -> Subscriptions -> View -> Cancel.
You will have access to your course for its stated access period regardless of whether you cancel your membership early. For example, if your course/program access expires 4 months from the enrollment date and you cancel your membership 2 months after enrolling, you will still have access to the program for the remaining 2 months.
If you’re passed the course expiry date and have paid for your current month’s membership, you’ll have continued access to the program/course & community until the next billing period.
We highly encourage you to download your worksheets before cancelling.
We understand that you may change your mind.
To purchase the monthly membership to gain access to your courses and community,
login to the course, navigate to your profile at the top right hand side -> Billing -> Subscriptions -> View -> Resume.
If you are still within course access period, you will not get billed until your FREE access has expired (i.e your next billing date).
If you’re passed the course/membership expiry date, you’ll be charged a low monthly fee based the type of membership going forward until you cancel the membership again.
Saij Elle’s programs and courses are designed so you learn the financial essentials and get the support you need easily within the access period.
We also wanted to keep the cost of the program reasonable while ensuring the results you need.
Instead of charging higher fees to cover our program and support costs for longer access, we believed a better and fairer option was to let the enrollee decided how long they’d like access and support through a low-cost membership model.