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Welcome to Your Strictly Money Community

Where Women Build Wealth, Power and Financial Freedom – Together.

We have Revolutionized Women’s Financial Empowerment

Smart women know that equality, security, freedom and legacy is built on financial power. But too often, women have been excluded from financial education and conversations that give men an unfair advantage.

No more.

We have known that when women come together to master their finances, they don’t just change their own lives—they change the world.

The Strictly Money Community is more than just financial education. It’s a movement. A community of strong, ambitious women committed to building wealth, breaking barriers, and achieving true financial freedom—on their terms.

Meet your instructor and community leader, Saijal Patel, CEO, Saij Elle

With more than twenty years’ experience in the financial industry in North America and Asia, as a financial advisor and strategist, Saijal is Chartered Financial Analyst (CFA) Charterholder and a previous accounting practitioner. She works with some of the world’s largest banks to help thousands of their employees and clients (with a special focus on women) to build financial knowledge and confidence.

Saijal is the creator and host of Canada’s only national personal finance show, Strictly Money. She’s a former business anchor and correspondent for Canada’s Business News Network (BNN) and CNBC Asia, and has delivered commentary and analysis on global economies, stock markets and corporate news to more than 300 million households around the world. 

Saijal Patel, Founder/CEO, Saij Elle

Journalist & Contributor On

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What You Get as a Member

Full Access to the Strictly Money Program

A holistic online proven step-by-step course exclusively designed for women by women to give you the tools, strategies, and confidence to grow your wealth.

A Powerful Community of Women

Surround yourself with like-minded women who are committed to financial independence. Learn from each other, share experiences, and build a network that supports your success. Because no one should take this journey alone.

Live Webinars & Q&A Sessions

Get direct access to expert insights, exclusive discussions, and real-time answers to your financial questions.

Exclusive Access to Coaches

This is where women take charge. Where financial empowerment meets sisterhood. Where money is no longer a source of stress, but a tool for freedom.

Learn more about our Strictly Money program

Hear What Our Members Have To Say

To start off, you should know that I have been raving about your course to my entire family and many friends. I am so excited to use the Save and Spend plan, I think that will be a game changer for me. I also learned so much about the different types of investments.

I had no idea that you needed to start saving for retirement very early to avoid later stress. This opportunity is something that I feel will change my life forever and will eliminate so much financial stress.

I really loved the way you structured the course! What you have done to inspire women to take control of our own finances is truly special."
Mollie Wheeler
Mollie Wheeler
"I signed up for the Strictly Money Program to learn how to invest the money I saved and budget smartly. Once I started the program, I had a lot of questions. Would it be comprehensive? Would it be boring? How much would I learn?

I have to say that it is one of the best financial investments that I have made! The information shared was easy to understand, and the videos were easy to follow along. Most women shy away from managing their finances because the language is foreign, it's overwhelming, and it takes too much time. Saij Elle's videos kept me engaged and made me think differently about my future and manage my finances.

I'm happy I took the chance! Thank you to SaijElle and Team for putting together this great program and sharing it with women like me!"
Charelle Strahan
Charelle Strahan
Saij is a gift! I have a finance degree but always found it difficult, emotional also as we all have emotional attachments to money to overcome. With Saij, slowly but surely, you see the reasons, and learn the tools, to move forward with what is best for a women in this world of money. We cannot ignore our own needs, and I have found no one else who will hold your hand and walk you through it quite like Saij Patel.
Marilyn Rowe
Marilyn Rowe

A $2,500 Program—Now Exclusively Available Through The Strictly Money Membership​

The Strictly Money Program is a premium, expert-led financial education course valued at US$2,500—and for good reason.

It’s an in-depth, step-by-step system that has helped over 1,200 women take control of their money, build wealth, and transform their financial futures.

But financial empowerment isn’t just about knowledge—it’s about access and community.

That’s why we’ve made this powerful program available for women like you through a monthly membership—along with ongoing coaching, exclusive events, live expert Q&As, and the support of a like-minded community.

Learn more about the course content

 Exclusive Founding Member Offer

Financial power starts here. And for a limited time, you have the chance to be part of something truly special.

 We’re inviting you to join the Strictly Money Membership at an exclusive rate of $147/month—unlocking a $2,500 financial transformation program. Lock in your spot before prices increase.

See Google Reviews

25-DAY MONEY BACK
GUARANTEE

Strictly Money Membership
(Monthly Fee)

$147/mo
*Price in USD
  • FULL ACCESS TO THE 14-LESSON STRICTLY MONEY PROGRAM
  • PRIVATE MEMBERSHIP COMMUNITY
  • LIVE WEBINARS AND Q&A SESSIONS
  • RESOURCES & TOOLS LIBRARY
  • BONUS: PRIORITY ACCESS TO 1-ON-1 COACHING WITH SAIJ AT 25% DISCOUNTED RATES
SIGNUP UP NOW!
Money back guarantee within 25 days if less than 10% of the course has been completed

US$97 admin fee will be applied

Strictly Money Membership
(6 Months)

$750
15% Off
Upfront payment
*Price in USD
  • FULL ACCESS TO THE 14-LESSON STRICTLY MONEY PROGRAM
  • PRIVATE MEMBERSHIP COMMUNITY
  • LIVE WEBINARS AND Q&A SESSIONS
  • RESOURCES & TOOLS LIBRARY
  • FREE 30-MIN COACHING CALL
  • ACCESS TO EXCLUSIVE WEBINARS WITH INDUSTRY & CAREER LEADERS
  • BONUS: ADDITIONAL VIDEOS & ARTICLES TO HELP YOU CREATE MORE SUCCESS!
SIGNUP UP NOW!
Money back guarantee within 25 days if less than 10% of the course has been completed

US$97 admin fee will be applied

Strictly Money Membership
(12 Months)

$1,320
25% Off
Upfront payment
*Price in USD
  • FULL ACCESS TO THE 14-LESSON STRICTLY MONEY PROGRAM
  • PRIVATE MEMBERSHIP COMMUNITY
  • LIVE WEBINARS AND Q&A SESSIONS
  • RESOURCES & TOOLS LIBRARY
  • FREE 60-MIN COACHING CALL
  • ACCESS TO EXCLUSIVE WEBINARS WITH INDUSTRY & CAREER LEADERS
  • BONUS: ADDITIONAL VIDEOS & ARTICLES TO HELP YOU CREATE MORE SUCCESS!
SIGNUP UP NOW!
Money back guarantee within 25 days if less than 10% of the course has been completed

US$97 admin fee will be applied

Our Strictly Money Course is our trademarked 360 Financial Freedom Framework designed exclusively for women - regardless of their life stage.

 Designed for Busy Women—Maximum Impact, Minimum Time

The Strictly Money Program is a flexible online program built to fit into your busy life while giving you exactly what you need to build wealth, close financial risk gaps, and take control of your future—fast.

With just 5 powerful modules and 14 focused lessons, you’ll create your personalized financial blueprint—learning only what truly matters so you can make smarter money moves without wasting time on what doesn’t.

Learn at your own pace, on your schedule, and start seeing results immediately. Whether you move quickly or take it step by step, you’ll gain the financial clarity, strategy, and confidence to build lasting wealth.

That's a TOTAL VALUE of $2,593 USD

Here’s some of what you’ll find out…

  • How to build confidence around money, and finally begin to save in a way that lets you keep enjoying life (You’ll love my easy and pain-free saving technique!)  
  • The mindset and stories women have that stops us from achieving our financial goals…or even developing a plan to do so! 
  • What your “Money Personality” is, why you have it, and what you need to do right away to either change it or leverage it in your favor. 
  • The 20/80 rule of financial wellness and why it’s vital you get the ratio right in your own life – if you want to reach your money goals.
  • How to dig deep to figure out where your money beliefs came from, and how it’s affecting your financial life right now! 
  • The 6 Core Money Personalities (I’ll show you how to find out which one you are and what it means to your future wealth!) 
  • And Much More! 

Here’s what you’ll get inside this module…

  • The 4 biggest reasons it’s vital to plan for your financial future (and the obstacles that will get in your way if you let them.)
  • The 3 most important steps to create S.M.A.R.T. goals so you can achieve them faster with less roadblocks! 
  • How to put your money to work so it’s earning for you 24/7 and compounding your wealth while you live your life! 
  • A simple way to keep track of your cashflow and spending so you can achieve your financial goals now (and have enough to retire at the end of your working years!) 
  • The  equation to quickly figure out your real net worth. (Hint: T.A – T.L = Your Real Net Worth!) I’ll show you how to calculate it quickly so you see where you really stand!
  • The key questions to ask in order to troubleshoot any obstacles standing in the way of hitting your financial goals right now. 
  • And much more!  
  • The #1 reason most people never hit their financial goals (it’s an easy fix that will allow you to finally start saving… maybe even for the first time ever!) 
  • The truth to why there’s such a massive savings gap in our society (and how you can quickly and easily start closing that gap now!) 
  • 3 key reasons women find it tough to save money (and how you can start battling it right away!) 
  • The simplest way to save up to 30% or more… without raising your income. 
  • A quick 6-question hack that will help you save more, and spend less every time! 
  • The S&S Plan that will allow you to finally stop budgeting (this will have you sleeping better at night!) 
  • The 2 benefits of credit cards (When you should use them, and when you should avoid them like the plague) 
  • 4 simple steps to keep your credit score high, leverage the benefits, and save tens of thousands of dollars in interest payments over your lifetime! 
  • The proven “Debt Avalanche Method” that can get you out of credit card debt faster than you may have ever imagined!
  • And much more!
  • Why investing is one of the most critical elements to your ability to live well now, and maintain that lifestyle when you’re older and retired! 
  • 5 myths about investing (The truth-busting I do in this section will be a huge relief when you hear it!)  
  • 4 reasons women need to invest their money rather than leaving it in cash! (No, it’s not because I’m afraid you’ll blow it because you’re a woman…quite the opposite in fact!!) 
  • How to use the power of compounding to create an environment where your money makes you money! 
  • How to turn $10,000 into $1,870,480 (and what you must do to make it happen by retirement!) 
  • The main differences between the wealth composition of the middle class, upper class, and ultra-rich (and what it takes to be in the latter) 
  • How the wealthy think and act when it comes to money (and how you can do the same thing!) 
  • The importance of personalizing your investment strategy… so it matches your goals, risk tolerance and preferences
  • 4 critical factors when creating an investment portfolio specific to YOU, your goals, and even your dreams! 
  • Why it’s okay to invest for your personal risk tolerance so you feel secure, but still get an incredible ROI (and more importantly, why it’s important not to hand this over to someone else!) 
  • And much more!
  • The key types of insurance you need to protect your wealth and health, and how to decide which ones to choose – and the coverage you’ll need to stay protected.
  • How to correctly manage your risks and give yourself total peace of mind with insurance. 
  • What insurance really is (I’ll explain it in a clear and easy to understand way so you finally get it) 
  • Are you under insured? Find out what the right amount of insurance is for YOU…and how to get it! 
  • How to make sure you don’t overpay for insurance — and how (and when) to get the best prices on your policies
  • Why the myths about life insurance can be hurting you and your family, and keeping you inadequately protected.
  • The 4 most important types of insurance you’ll need to make sure that you and your finances are secure! 
  • How to create a Will properly, and pick your executor and guardians for your children if tragedy strikes early. 
  • The biggest mistakes people make when creating a will (and how to avoid them so your family can grieve in peace when you’ve passed.) 
  • And much more!

– Self-Assessment Guide

– 15 Step by Step Worksheets & Checklists

– 5 Customizable Excel Templates Including:

– Setting Smart Goals & Net Worth

– Save & Spend Plan

– Building Your Investment Portfolio

– Calculating Retirement Funds

– Estate Planning Documents Information List

When you embark on a strategy to take charge of your financial future, it can feel scary and lonely.

Most people – but especially women – have been taught NOT to talk about money. But inside your private community you can feel safe discussing money, asking questions, and getting the help and guidance you’ll need on your journey.

You’ll have 6 month access to this group when you register for the Strictly Money course, so you can be confident that you’ll never feel left along as you create financial freedom for you and your family!

Frequently Asked Questions

Strictly Money is uniquely designed for women and uses Saijal’s proven 360 Financial Freedom Framework so you amplify your chances of succeeding.

This is for women who are truly ready to prioritize their financial well-being -properly & holistically; that is…build confidence, save more, cut debt, learn to invest to build wealth, learn how to protect their wealth and/or leave a legacy.

It’s for you if:

  • You’re tired of spinning your wheels. If you don’t have a lot of time to waste AND are not in a position to spend $4,000 and more on a financial advisor who may or may not meet your needs, this membership is for you.
  • You’re willing to invest in the process and commit 30 hours of your time to the program. There are no short-cuts to learning financial skills and putting a plan in place, however the program is designed for maximum learning in minimum time.
  • You’re ready to check self-judgement and past mistakes at the door – because there’s only going forward and upward, and our membership community is here to encourage you.
  • You value the power of community to accelerate your learning and results.

The program may not be for you if:

  • You’re looking to day-trade your investments or gamble with your financial future.
  • You’re not willing to put in some work and time.
  • You want to stay small and comfortable.

Through Strictly Money we will show you proven strategies to cut your debt and save easier – as it’s an important foundation to building sustainable wealth.

But we know to achieve financial freedom, that’s not enough.

That’s why we developed the 360 Financial Freedom Framework so that not only will you save money, you’ll learn and put a plan in place for other important aspects of wealth planning such as how to make sure your investments are working for you to reach your goals, and how to protect your hard-earned savings.

By far investing is the biggest priority for women. That’s why our program has dedicated two entire modules to investing. You’ll learn how to create your own portfolio suited for your life goals, risk tolerance and experience; the key rules to investing; how to evaluate stocks and other assets; how to pick mutual funds and ETFs, and how to decide whether to DIY, use a robo-advisor or find an advisor.

The first two modules leading up to the investment modules are there so you build the right financial freedom framework (Ignoring the foundation, winging it, and improvising is why so many people fail).

The 5th module, after the investment modules, is designed so put a plan in place to protect your wealth.

If you’re unsatisfied with the course, you can reach out to us within the first 25 days of your course purchase and we’ll give you a refund if less than 10% of the course has been completed.

The US$97 admin fee is non-refundable to cover our onboarding costs.

You will find thousands of articles on budgeting and investing as well as other topics. There are hundreds of books out there as well.

The challenge that millions of people have is they don’t know how to apply the information they learn to their own life. They’re also not sure who to trust because there’s so much contradictory information available. And the majority of people don’t have hundreds of hours to spend. Otherwise they, like you, would have already had a plan in place.

 Strictly Money not only taps into 20+ years of research and practical experience Saijal has gained through her career,  she’s synthesized it into a handful of relentlessly pragmatic and impactful modules so time-starved women like you aren’t wasting energy deciphering through information – of which some may not be credible.

Her 360 Financial Freedom Framework is a time-efficient way of achieving financial mastery and building your unique plan so you succeed with Saijal supporting you.

Many women have told us the lessons provide a wealth of information, but what’s really catapulting their knowledge and confidence is the Strictly Money private community.

This is where they can safely ask questions and engage with Saijal and other members, get exclusive content and a curation of articles, podcasts, books and media to enhance their knowledge.

Plus Saijal runs regular Ask Me Anything live sessions and discusses topics beyond what’s taught in the program. 

It is also a place of accountability so you stay on track and get your 360 Financial Freedom blueprint in place.

We’ve reviewed dozens of courses and have received feedback from women like you on what worked and didn’t and what challenges they had.

That’s why we’ve designed Strictly Money differently.

This program is the only holistic financial program available, taught by Saijal who has 20+ years of in-depth well-rounded financial experience, so you learn all aspects of managing your money through her trademarked 360 Financial Freedom Framework.

In fact, we challenge you to find a program like ours with an equally experienced and renown instructor like Saijal out there, AND for the price we offer it at.

Our aim is to teach women like you the financial skills and know-how so you’re in the top 10% of people with this precious knowledge! 

You’ll learn more than many financial advisors! Really!

We also recognized that knowledge is not enough. That’s why there are more than enough worksheets to help reinforce takeaways, but also help you to take action.

PLUS, there’s a private community through the membership so that you can get even more support, whilst learning in your own time.

Our program doesn’t use jargon and complicated terminology that the financial services industry does.

We explain concepts in a relatable way so you can apply them to your unique circumstances. We are confident that you’ll walk away armed with lots of knowledge and ready to take action!

Check out our Google reviews and you’ll see what other beginners had to say!

The program is intentionally designed so you can build the financial know-how without a lot of support.

However, we understand that you may have specific questions, get stuck, need accountability or even want to share and learn from other like-minded women.

That’s why we encourage you to participate in the private membership community so Saijal and other participants can support you.

You have the option to set up a 1:1 coaching call (discount for members) with Saijal to get confidential support.

If you purchase the 6 month or 12 month package, a coaching session is included.

Strictly Money is designed to take approximately 25-30 hours to complete comfortably.

However, through our membership program you can take as long as you want.

The best part of being part of this program is you get continued access to webinars and live “Ask Me Anything” events to learn beyond what the Strictly Money course offers.

 

All the concepts in this course are 90% universal with the exception of certain terminologies, retirement and tax schemes. However, those are important AFTER you’ve learned the foundations of personal finance.

Our Strictly Money enrollees come from different regions of the world – namely the U.S., Australia, New Zealand, U.K, Hong Kong, Singapore & Canada and so we do our best to flag and address different considerations within the course. In addition, we provide targeted information for those in certain countries through the membership community.