As seen and heard on..

For the woman who is ready to finally achieve your financial goals and close the wealth gap…

I’ll show you how to master your money and take control of your financial future using my 360 Financial Freedom Framework…even if you think you’re behind!

Renowned financial expert, consultant, speaker, and television personality Saijal Patelis ready to take you on a detailed 10-week journey to financial freedom!

There’s a good chance that as a woman you were never taught the vital things you need (and deserve) to know about money and financial well-being. 

Which leaves you in danger of living unfulfilled dreams, being side-lined because of an unforeseen life event, struggling forever, retiring without enough money to live in comfort and even poverty.

Even in first-world countries like Canada, the U.K. Australia, Singapore, and the United States – the gender income and wealth gap is tragic. Because of that, you may feel like you simply cannot earn as much as the men around you.

My 360 Financial Freedom Framework is a step-by-step program designed to help you finally shatter that belief, and …

Quickly close the wealth gap by empowering you with the knowledge you need to stop living paycheque to paycheque, and start setting yourself up for financial success! 

The good news is it only takes some specific knowledge, planning, and action to make it happen. Once you put those three things in place…you can quickly go from where you’re at now financially, to a financial place you may have only dreamed possible.

Over the next 10 weeks, I’m going to show you everything you need to know to take your financial well-being to the next level…and be well on your way to creating wealth!

Here's Some of the Results You Can Expect...

If You're Financially Struggling, Want More in Life, or Feel Like You're Too Old to Change Your Financial Destiny....I'll Prove That YOU Change Everything With 14 Actionable Lessons!

As a financial advisor, investment strategist, and business journalist for the past 20+ years, I’ve heard all the excuses from women why they can’t start upgrading their financial health. 

You name it, I’ve heard it.

The truth is that what I show you in this 10-week, 5-module, 14-lesson program will work for you no matter what excuse you’re using right now.

In fact, as you’ll soon see, I’ll even guarantee it. 

Many of my "Strictly Money" members have already proven that this program works.

"To start off, you should know that I have been raving about your course to my entire family and many friends. I am so excited to use the Save and Spend plan, I think that will be a game changer for me. I also learned so much about the different types of investments.

I had no idea that you needed to start saving for retirement very early to avoid later stress. This opportunity is something that I feel will change my life forever and will eliminate so much financial stress.

I really loved the way you structured the course! What you have done to inspire women to take control of our own finances is truly special."
Mollie Wheeler
"I signed up for the Strictly Money Program to learn how to invest the money I saved and budget smartly. Once I started the program, I had a lot of questions. Would it be comprehensive? Would it be boring? How much would I learn?

I have to say that it is one of the best financial investments that I have made! The information shared was easy to understand, and the videos were easy to follow along. Most women shy away from managing their finances because the language is foreign, it's overwhelming, and it takes too much time.

Saij Elle's videos kept me engaged and made me think differently about my future and manage my finances.

I'm happy I took the chance, and as I mentioned, it was one of the best financial investments I have made for myself and my future. You can do it! The only person stopping you is you! Thank you to SaijElle and Team for putting together this great program and sharing it with women like me!"
Charelle Strahan

Here's What You'll Get Access to
Inside "Strictly Money"

Strictly Money a unique 360 Financial Freedom Framework designed exclusively for women like you.

It’s a 10-week web-based online program consisting of 5 Modules and 14 lessons, but where you go at your own pace.

Here’s some of what you’ll find out…

  • How to build confidence around money, and finally begin to save in a way that lets you keep enjoying life (You’ll love my easy and pain-free saving technique!)  
  • The mindset and stories women have that stops us from achieving our financial goals…or even developing a plan to do so! 
  • What your “Money Personality” is, why you have it, and what you need to do right away to either change it or leverage it in your favor. 
  • The 20/80 rule of financial wellness and why it’s vital you get the ratio right in your own life – if you want to reach your money goals.
  • How to dig deep to figure out where your money beliefs came from, and how it’s affecting your financial life right now! 
  • The 6 Core Money Personalities (I’ll show you how to find out which one you are and what it means to your future wealth!) 
  • And Much More! 

Here’s what you’ll get inside this module…

  • The 4 biggest reasons it’s vital to plan for your financial future (and the obstacles that will get in your way if you let them.)
  • The 3 most important steps to create S.M.A.R.T. goals so you can achieve them faster with less roadblocks! 
  • How to put your money to work so it’s earning for you 24/7 and compounding your wealth while you live your life! 
  • A simple way to keep track of your cashflow and spending so you can achieve your financial goals now (and have enough to retire at the end of your working years!) 
  • The  equation to quickly figure out your real net worth. (Hint: T.A – T.L = Your Real Net Worth!) I’ll show you how to calculate it quickly so you see where you really stand!
  • The key questions to ask in order to troubleshoot any obstacles standing in the way of hitting your financial goals right now. 
  • And much more!  
  • The #1 reason most people never hit their financial goals (it’s an easy fix that will allow you to finally start saving… maybe even for the first time ever!) 
  • The truth to why there’s such a massive savings gap in our society (and how you can quickly and easily start closing that gap now!) 
  • 3 key reasons women find it tough to save money (and how you can start battling it right away!) 
  • The simplest way to save up to 30% or more… without raising your income. 
  • A quick 6-question hack that will help you save more, and spend less every time! 
  • The S&S Plan that will allow you to finally stop budgeting (this will have you sleeping better at night!) 


  • The 2 benefits of credit cards (When you should use them, and when you should avoid them like the plague) 
  • 4 simple steps to keep your credit score high, leverage the benefits, and save tens of thousands of dollars in interest payments over your lifetime! 
  • The proven “Debt Avalanche Method” that can get you out of credit card debt faster than you may have ever imagined!
  • And much more!
  • Why investing is one of the most critical elements to your ability to live well now, and maintain that lifestyle when you’re older and retired! 
  • 5 myths about investing (The truth-busting I do in this section will be a huge relief when you hear it!)  
  • 4 reasons women need to invest their money rather than leaving it in cash! (No, it’s not because I’m afraid you’ll blow it because you’re a woman…quite the opposite in fact!!) 
  • How to use the power of compounding to create an environment where your money makes you money! 
  • How to turn $10,000 into $1,870,480 (and what you must do to make it happen by retirement!) 
  • The main differences between the wealth composition of the middle class, upper class, and ultra-rich (and what it takes to be in the latter) 
  • How the wealthy think and act when it comes to money (and how you can do the same thing!) 
  • The importance of personalizing your investment strategy… so it matches your goals, risk tolerance and preferences
  • 4 critical factors when creating an investment portfolio specific to YOU, your goals, and even your dreams! 
  • Why it’s okay to invest for your personal risk tolerance so you feel secure, but still get an incredible ROI (and more importantly, why it’s important not to hand this over to someone else!) 
  • And much more!
  • The key types of insurance you need to protect your wealth and health, and how to decide which ones to choose – and the coverage you’ll need to stay protected.
  • How to correctly manage your risks and give yourself total peace of mind with insurance. 
  • What insurance really is (I’ll explain it in a clear and easy to understand way so you finally get it) 
  • Are you under insured? Find out what the right amount of insurance is for YOU…and how to get it! 
  • How to make sure you don’t overpay for insurance — and how (and when) to get the best prices on your policies
  • Why the myths about life insurance can be hurting you and your family, and keeping you inadequately protected.
  • The 4 most important types of insurance you’ll need to make sure that you and your finances are secure! 
  • How to create a Will properly, and pick your executor and guardians for your children if tragedy strikes early. 
  • The biggest mistakes people make when creating a will (and how to avoid them so your family can grieve in peace when you’ve passed.) 
  • And much more!

– Self-Assessment Guide

– 15 Step by Step Worksheets & Checklists

– 5 Customizable Excel Templates Including:

– Setting Smart Goals & Net Worth

– Save & Spend Plan

– Building Your Investment Portfolio

– Calculating Retirement Funds

– Estate Planning Documents Information List

When you embark on a strategy to take charge of your financial future, it can feel scary and lonely.

Most people – but especially women – have been taught NOT to talk about money. But inside your private community you can feel safe discussing money, asking questions, and getting the help and guidance you’ll need on your journey.

You’ll have 4 month access to this group when you register for the Strictly Money course, so you can be confident that you’ll never feel left along as you create financial freedom for you and your family!

That's a TOTAL VALUE of $2,593 USD

But don't worry, you won't have to invest anywhere near that!

My mission in life is to help as many women as possible become confident with all aspects of money.

There’s no better time than RIGHT NOW to get on top of your finances, and break away from all the things holding you back from achieving what I know is possible for YOU right now…

And finally start LIVING BIG!

Chances are you feel completely overwhelmed with all conflicting information, and financial jargon out there that keeps you confused.

If you’re wondering if you’re doing enough or doing it right, the truth is you’re probably not. Most people aren’t, and it’s not their fault because financial skills are not taught in schools or in most homes!

But it’s time to end the frustration and confusion once and for all!

And it’s easier than you think once you have all the pieces that I’ve added to the Strictly Money Program in place!

By now you probably realize that time is precious. And you’re right!

The earlier you start, the more you can save, the faster you can get out of debt, and the more you can grow your wealth through investing.

Every day you wait, you’re losing money that could fund the life of your dreams!

You don’t want to waste anymore needless time or money getting your financial plan in place, and now you don’t have to.

The good news is now you’ll have guidance all the way through from someone who knows what they’re talking about, understands your wants and needs… And will be with you the whole way! I’m delivering 25+ years of my knowledge and know-how to you…on a silver platter.

The biggest myth is that learning the skills to gain financial control is supposed to be hard and time-consuming. Or that women have little control of their financial lives… and have to be resigned to accepting our “fate”.

Nothing could be further from the truth!

There are tons of external factors keeping you from taking action.

I’ll show you how to hack these, and lay them to rest for good!

With our proven blueprint and jargon-free online lessons, you’ll be shocked at just how easy it is to learn everything you need to know to be financially happy and thrive.

No one, including you, should feel like you have to put your financial fate in someone else’s hands. Only YOU know your dreams and goals…

Therefore the power should be in YOUR hands!

Everything you need to take financial control is in this course!


Strictly Money Community Love

Marilyn Rowe
Marilyn Rowe★★★★★
Read More
Saij is a gift! I have a finance degree but always found it difficult, emotional also as we all have emotional attachments to money to overcome. With Saij, slowly but surely, you see the reasons, and learn the tools, to move forward with what is best for a women in this world of money. We cannot ignore our own needs, and I have found no one else who will hold your hand and walk you through it quite like Saij Patel.
Petra Dunne
Petra Dunne★★★★★
Read More
Saij's course provided me with a great insight on how to navigate through the financial aspects directly affecting our daily lives, including budgeting, savings, retirement, investing, asset management, etc. I appreciated the design of the course, and I also found all of the modules to be extremely helpful. I highly recommend this class to all women who strive to be empowered and learn more about personal finances and management.
Isha Mistry
Isha Mistry★★★★★
Read More
A personal finance course worth every cent! Suitable for anyone wanting to start investing no matter where you are in life. Would highly recommend young adults to invest in this resource to learn how to save and invest smartly early on.
Achieng Wendy
Achieng Wendy★★★★★
Read More
Saijal is excellent in her explanations regarding financial wellness and breaks down complex financial jargon to bite-sizeable pieces. I greatly would her course to anyone who wants to learn about investments and be financially sound.

4 Months Free inside the Strictly Money Community Membership

Invest In Yourself Risk-Free:

You will have access to this 10-week program for 4 months so you can progress at your own pace.

Total Value of Strictly Money is $2,593 USD
Limited Time Only at the Price Below!

Strictly Money
(1 Payment)

Upfront payment
*Price in USD


"True confession: Despite being a well-read person, I still don't understand money, especially investing (and I have an MBA!). I've probably wasted a few decades of earning potential because of this 😬 So I've decided to finally fix the financial mess -- I'm taking this course by Saijal Patel, CFA. I've been lucky to know Saij for awhile. Seeing her practice what she preaches is inspiration enough."
Sheri Allain
Founder, Codezilla Kids

Meet Your Host

Saijal Patel

CFA Charterholder| Award-winning business journalist | Former CNBC/BNN correspondent
Anchor of Strictly Money Tv Show

With more than twenty years’ experience in the financial industry in North America and Asia, as a financial advisor and strategist, Saijal is Chartered Financial Analyst (CFA) Charterholder and a previous accounting practitioner. She works with some of the world’s largest banks to help thousands of their employees and clients (with a special focus on women) to build financial knowledge and confidence.

Saijal is the creator and host of Canada’s only national personal finance show, Strictly Money. She’s a former business anchor and correspondent for Canada’s Business News Network (BNN) and CNBC Asia, and has delivered commentary and analysis on global economies, stock markets and corporate news to more than 300 million households around the world. 

Frequently Asked Questions

Strictly Money is uniquely designed for women and uses Saijal’s proven 360 Financial Freedom Framework so you amplify your chances of succeeding.

This is for women who are truly ready to prioritize their financial well-being -properly & holistically; that is…build confidence, save more, cut debt, learn to invest to build wealth, learn how to protect their wealth and/or leave a legacy.

It’s for you if:

  • You’re tired of spinning your wheels, if you don’t have a ton of time to learn on your own AND are not in a position to spend $4,000 and more on a financial advisor who may or may not meet your needs.
  • You’re willing to invest in the process and commit 30 hours of your time to the program. There are no short-cuts to learning financial skills and putting a plan in place, however the program is designed for maximum learning in minimum time.
  • You’re ready to check self-judgement and past mistakes at the door – because there’s only going forward and upward, and our membership community is here to encourage you.

The program may not be for you if:

  • You already have a holistic financial plan in place (investment strategy, retirement plan, estate plan etc.,)
  • You’re looking to day-trade your investments or gamble with your financial future.
  • You’re not willing to put in some work and time.
  • You want to stay small and comfortable.

Through Strictly Money we will show you proven strategies to cut your debt and save easier – as it’s an important foundation to building sustainable wealth.

But we know to achieve financial freedom, that’s not enough.

That’s why we developed the 360 Financial Freedom Framework so that not only will you save money, you’ll learn and put a plan in place for other important aspects of wealth planning such as how to make sure your investments are working for you to reach your goals, and how to protect your hard-earned savings.

By far investing is the biggest priority for women. That’s why our program has dedicated two entire modules to investing. You’ll learn how to create your own portfolio suited for your life goals, risk tolerance and experience; the key rules to investing; how to evaluate stocks and other assets; how to pick mutual funds and ETFs, and how to decide whether to DIY, use a robo-advisor or find an advisor.

The first two modules leading up to the investment modules are there so you build the right financial freedom framework (Ignoring the foundation, winging it, and improvising is why so many people fail).

The 5th module, after the investment modules, is designed so put a plan in place to protect your wealth.

We don’t want you to be unhappy.

If you’re at all unsatisfied with the course, you can reach out to us within the first 30 days of your course purchase and we’ll give you a refund if less than 40% of the course has been completed.

All refunds will have a $25USD processing fee to cover the transaction cost by the vendor.

You will find thousands of articles on budgeting and investing as well as other topics. There are hundreds of books out there as well.

The challenge that millions of people have is they don’t know how to apply the information they learn to their own life. They’re also not sure who to trust because there’s so much contradictory information available. And the majority of people don’t have hundreds of hours to spend. Otherwise they, like you, would have already had a plan in place.

 Strictly Money not only taps into 20+ years of research and practical experience Saijal has gained through her career,  she’s synthesized it into a handful of relentlessly pragmatic and impactful modules so time-starved women like you aren’t wasting energy deciphering through information – of which some may not be credible.

Her 360 Financial Freedom Framework is a time-efficient way of achieving financial mastery and building your unique plan so you succeed with Saijal supporting you.

Many women have told us the lessons provide a wealth of informationbut what’s really catapulting their knowledge and confidence is the Strictly Money private community.

This is where they can safely ask questions and engage with Saijal and other members, get exclusive content and a curation of articles, podcasts, books and media to enhance their knowledge.

Plus Saijal runs regular Ask Me Anything live sessions and discusses topics beyond what’s taught in the program. 

It is also a place of accountability so you stay on track and get your 360 Financial Freedom blueprint in place.

We’ve reviewed dozens of courses and have received feedback from women like you on what worked and didn’t and what challenges they had.

That’s why we’ve designed Strictly Money differently.

This program is the only holistic financial program available, taught by Saijal who has 20+ years of in-depth well-rounded financial experience, so you learn all aspects of managing your money through her trademarked 360 Financial Freedom Framework.

In fact, we challenge you to find a program like ours with an equally experienced and renown instructor like Saijal out there, AND for the price we offer it at.

Our aim is to teach women like you the financial skills and know-how so you’re in the top 10% of people with this precious knowledge! 

You’ll learn more than many financial advisors! Really!

We also recognized that knowledge is not enough. That’s why there are more than enough worksheets to help reinforce takeaways, but also help you to take action.

PLUS, there’s a private community through the membership so that you can get even more support, whilst learning in your own time.

Our program doesn’t use jargon and complicated terminology that the financial services industry does.

We explain concepts in a relatable way so you can apply them to your unique circumstances. We are confident that you’ll walk away armed with lots of knowledge and ready to take action!

Check out our Google reviews and you’ll see what other beginners had to say!

The program is designed so you can build the financial know-how without a lot of support.

However, we understand that you may have specific questions, get stuck, need accountability or even want to share and learn from other like-minded women.

That’s why we encourage you to participate in the private membership community so Saijal and other participants can support you.

This is also where she’ll post additional content and host live events to help you build on what you learn.

In addition to this, you have the option to set up a 1:1 coaching call (25% discount for members) with Saijal to get confidential support.

Strictly Money is designed to take 8-10 weeks (approximately 30 hours) to complete comfortably.

However, we know life can get hectic, so once you’ve enrolled in Strictly Money, you’ll have 6 months from the registration date to complete the program.

We want to motivate you to prioritize the program and your finances, plus learn the right tools and building blocks while it’s fairly fresh and top of mind.

But the great news is that if you need more time, you can get continued access to the course & 360 Financial Freedom Framework, and the private community through our low monthly membership. You can cancel anytime!

The program is designed so you learn all the financial essentials and get the support you need to create your unique plan in about 10 weeks (with plenty of extra time provided).

We also wanted to keep the cost of the program reasonable while ensuring you get the results you need. Instead of charging thousands of dollars to cover our program and support costs for lifetime access, we believe a better option was to let enrollees decide how long they want to stay in the program through a low-cost monthly membership model if it’s needed.

All the concepts in this course are 90% universal with the exception of certain terminologies, retirement and tax schemes. However, those are important AFTER you’ve learned the foundations of personal finance.

Our Strictly Money enrollees come from different regions of the world – namely the U.S., Australia, New Zealand, U.K, Hong Kong, Singapore & Canada and so we do our best to flag and address different considerations within the course. In addition, we provide targeted information for those in certain countries through the membership community.

Have Another Question?

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